Back to the Corporate Site
Corporate Logo

Financial Highlights

Excel download Email page
PDF view Print view Email Alert Social media sharing
Image: logo.png does not have a caption
  • Home
  • Locations
  • About
  • Contact
  • Investors
  • Careers

Menu Bar

  • Personal
    • Back
    • Avoiding OverdraftsAvoiding Overdrafts
      • Back
      • Overdraft Protection Options
      • What's Right for Me?
      • How Can I Avoid Overdrafts?
      • Manage My Overdraft Coverage
      • What City Does to Help
    • Checking
    • Credit Cards
    • Debit CardsDebit Cards
      • Back
      • Gold Debit MasterCard
      • Apple Pay
      • EMV Chip Card
    • Loans
    • Savings
    • Online & Mobile BankingOnline & Mobile Banking
      • Back
      • Online Banking
      • Mobile Banking
      • Bill Pay
      • Mobile Deposit
      • eStatements
      • Text Banking
    • Security Resources
    • Certificates of Deposit
  • Business
    • Back
    • Business Checking
    • Commercial LendersCommercial Lenders
      • Back
      • Lexington Team
      • Victoria Carling
      • Charlie Fox
      • Bill Craycraft
    • Commercial Loans
    • Credit Cards
    • Online Business Banking
    • Additional Services
  • Mortgage
    • Back
    • Mortgage Products
    • Mortgage Originators
  • Wealth ManagementWealth Management
    • Back
    • Trust & Wealth Management Services
    • Trust & Wealth Management Officers
Financial Highlights
Custom Periods
Select Period
  • Last Four Years & YTD
Custom Period

Latest On:
Period Ended
2018 FQ2 YTD
6/30/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
2014 FY
12/31/2014
Balance Sheet ($000)
Total Assets 4,374,383 4,132,281 3,984,403 3,714,059 3,461,633
    • Column
    • Line
    • Column
    • Line
Total Net Loans 3,138,592 3,108,574 3,026,496 2,843,283 2,631,916
    • Column
    • Line
    • Column
    • Line
Total Deposits 3,421,778 3,315,634 3,231,653 3,083,975 2,872,787
    • Column
    • Line
    • Column
    • Line
Equity Attributable to Parent Company 503,754 502,507 442,438 419,272 390,853
    • Column
    • Line
    • Column
    • Line
Total Equity 503,754 502,507 442,438 419,272 390,853
    • Column
    • Line
    • Column
    • Line
Profitability (%)
Net Income($000) 38,590 54,310 52,128 54,097 52,962
    • Column
    • Line
    • Column
    • Line
Net Income Attributable to Parent($000) 38,590 54,310 52,128 54,097 52,962
    • Column
    • Line
    • Column
    • Line
ROAA 1.85 1.33 1.36 1.52 1.56
    • Column
    • Line
    • Column
    • Line
Core ROAA 1.85 1.43 1.31 1.30 1.55
    • Column
    • Line
    • Column
    • Line
ROAE 15.42 11.02 12.09 13.03 13.38
    • Column
    • Line
    • Column
    • Line
ROATCE 18.21 13.07 14.76 15.73 16.50
    • Column
    • Line
    • Column
    • Line
Core ROAE 15.50 11.83 11.70 11.13 13.34
    • Column
    • Line
    • Column
    • Line
Net Interest Margin 3.51 3.46 3.50 3.76 3.98
    • Column
    • Line
    • Column
    • Line
Reported: Net Interest Margin 3.54 3.46 3.50 3.76 3.98
    • Column
    • Line
    • Column
    • Line
Efficiency Ratio 51.29 51.34 54.40 54.04 53.53
    • Column
    • Line
    • Column
    • Line
Noninterest Inc/ Operating Rev 31.25 31.62 31.74 31.82 32.86
    • Column
    • Line
    • Column
    • Line
Balance Sheet Ratios (%)
Loans/ Deposits NA 94.31 94.18 92.79 92.27
    • Column
    • Line
    • Column
    • Line
Securities/ Assets 14.67 15.23 13.56 12.70 10.26
    • Column
    • Line
    • Column
    • Line
Total Equity/ Total Assets 11.52 12.16 11.10 11.29 11.29
    • Column
    • Line
    • Column
    • Line
Tangible Equity/ Tangible Assets 9.90 10.46 9.30 9.34 9.35
    • Column
    • Line
    • Column
    • Line
Tang Common Equity/ Tang Assets 9.90 10.46 9.30 9.34 9.35
    • Column
    • Line
    • Column
    • Line
Asset Quality (%)
NPAs/ Assets 1.11 1.12 1.19 1.23 1.34
    • Column
    • Line
    • Column
    • Line
NPA Excl Restructured/ Assets 0.38 0.34 0.46 0.63 0.68
    • Column
    • Line
    • Column
    • Line
NPAs & 90+ PD/ Assets 1.12 1.13 1.20 1.26 1.39
    • Column
    • Line
    • Column
    • Line
NPAs/ Loans & REO 1.54 1.48 1.55 1.59 1.75
    • Column
    • Line
    • Column
    • Line
Nonaccrual & 90+ & OREO/ Assets 0.39 0.34 0.47 0.66 0.73
    • Column
    • Line
    • Column
    • Line
NPAs & 90+ PD/ Loans & REO 1.55 1.49 1.57 1.63 1.81
    • Column
    • Line
    • Column
    • Line
NPA & Loans 90+/ Tangible Common Equity + LLR 11.04 10.55 12.47 13.03 14.29
    • Column
    • Line
    • Column
    • Line
NCOs/ Avg Loans 0 0.13 0.13 0.29 0.18
    • Column
    • Line
    • Column
    • Line
Loan Loss Reserves/ Gross Loans 0.53 0.60 0.65 0.67 0.76
    • Column
    • Line
    • Column
    • Line
Reserves/ NPAs 34.66 40.55 41.64 42.10 43.23
    • Column
    • Line
    • Column
    • Line
Loan Loss Provision/ NCO NM 77.08 112.23 89.46 89
    • Column
    • Line
    • Column
    • Line
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 444,869 430,154 371,677 345,620 317,163
    • Column
    • Line
    • Column
    • Line
Tier 1 Capital($000) 460,869 446,154 387,677 361,620 333,163
    • Column
    • Line
    • Column
    • Line
Tier 2 Capital($000) 17,386 19,138 20,729 20,560 NA
    • Column
    • Line
    • Column
    • Line
Total Capital($000) 478,255 465,292 408,406 382,180 353,873
    • Column
    • Line
    • Column
    • Line
Total Risk-weighted Assets($000) 2,871,561 2,842,453 2,787,217 2,531,525 2,493,078
    • Column
    • Line
    • Column
    • Line
Tier 1 Common Capital (CET1) Ratio(%) 15.49 15.13 13.34 13.65 12.72
    • Column
    • Line
    • Column
    • Line
Tier 1 Ratio(%) 16.05 15.70 13.91 14.28 13.36
    • Column
    • Line
    • Column
    • Line
Total Capital Ratio(%) 16.65 16.37 14.65 15.10 14.19
    • Column
    • Line
    • Column
    • Line
Liquidity Coverage Ratio(%) NA NA NA NA NA
    • Column
    • Line
    • Column
    • Line
Leverage Ratio(%) 11.13 11.03 10.08 10.15 9.89
    • Column
    • Line
    • Column
    • Line
Basel III Leverage Ratio(%) NA NA NA NA NA
    • Column
    • Line
    • Column
    • Line
Per Share Information ($)
Common Shares Outstanding(actual) 15,452,456 15,618,029 15,128,433 15,180,215 15,153,692
    • Column
    • Line
    • Column
    • Line
Avg Diluted Shares(actual) 15,390,000 15,436,000 14,913,000 15,170,000 15,488,000
    • Column
    • Line
    • Column
    • Line
Basic Book Value per Share 32.60 32.17 29.25 27.62 25.79
    • Column
    • Line
    • Column
    • Line
As-reported Book Value per Share 32.60 32.17 29.25 27.62 25.79
    • Column
    • Line
    • Column
    • Line
Basic Tangible Book Value per Share 27.53 27.14 24.01 22.36 20.90
    • Column
    • Line
    • Column
    • Line
Reported: Tangible Book Value 27.53 27.14 24.01 22.36 20.90
    • Column
    • Line
    • Column
    • Line
Common Dividends Declared per Share 0.92 1.78 1.72 1.68 1.60
    • Column
    • Line
    • Column
    • Line
EPS after Extra 2.48 3.48 3.45 3.53 3.38
    • Column
    • Line
    • Column
    • Line
EPS after Extra Growth(%) 25.30 0.90 (2.30) 4.40 11.20
    • Column
    • Line
    • Column
    • Line
Core EPS 2.49 3.74 3.34 3.01 3.37
    • Column
    • Line
    • Column
    • Line
Core EPS Growth(%) 40 12.10 10.90 (10.70) 2.80
    • Column
    • Line
    • Column
    • Line
Diluted EPS before Amortization 2.50 3.51 3.49 3.57 3.44
    • Column
    • Line
    • Column
    • Line
Pre-Provision Earnings per Share 2.36 3.69 3.37 3.25 3.32
    • Column
    • Line
    • Column
    • Line
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

Value Source Information

Investor Relations

  • Corporate Profile
  • Officers & Directors
  • Stock Information
  • Organizational Actions
  • Financial Calculators
  • News
  • Presentations
  • As Reported Financial Statements
  • Financial Highlights
  • Peer Analysis
  • Mergers & Acquisitions
  • Documents
  • Insider Filings
  • Stock Splits & Dividends
  • Email Notification
  • Information Request
  • FAQ
Excel download Email page
PDF view Print view Email Alert Social media sharing
Copyright 2018, © S&P Global Market Intelligence  Terms of Use

TERMS AND CONDITIONS OF USE

PDF View Print View

The investor relations site ("Site") with which this document is associated is maintained by S&P Global Market Intelligence ("S&P") on behalf of the organization featured on the Site (S&P's "Client"). These Terms and Conditions of Use ("Terms of Use") set forth the terms on which you may use the Site, and the information and materials contained therein (the "Contents"). By using the Site, you agree to these Terms of Use. If you do not agree to these Terms of Use, you are not authorized to use the Site or Contents in any manner, and you should immediately discontinue any use of the Site or the Contents.

S&P and/or its Client shall have the right at any time to modify or discontinue any aspect of the Site or any part of the Contents. S&P may also modify these Terms of Use without notice. You agree to monitor these Terms of Use, and to cease all access or use of the Site if you no longer agree to abide by the Terms of Use. Your continued use of the Site shall constitute acceptance of such modification.

S&P and the Client grant to you a limited, personal license to access the Site and to access and download the Contents, but only for your own personal, family and household use. You may not use, reproduce, distribute or display any portion of the Site for any other purpose, including without limit any commercial purpose. You may use the Site and the Contents for lawful purposes only. S&P and Client reserve all rights not expressly granted, including the right to terminate your use of the Site without notice.

The Site contains copyrighted material, trademarks and service marks, and other proprietary information, including but not limited to text, software, and graphics, which materials are owned by S&P and/or its Client. S&P and Client reserve all rights in the Contents. You agree not to reproduce, distribute, sell, broadcast, publish, retransmit, disseminate, circulate or commercially exploit the Site or the Contents without the express written consent of S&P and the Client.

You agree to access the Contents and the Site manually, by request, and not automatically, through the use of a program, or other means. You agree not to take any action, alone or with others, that would interfere with the operation of the Site, to alter the Site in any way, or to impede others' access to and freedom to enjoy and use the Site as made available by S&P and S&P’s Client.

THE SITE AND THE CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. S&P, ITS CLIENT, AND ANY OTHER PROVIDERS OF THE INFORMATION EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR AFFILIATES, SHAREHOLDERS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY , PUNITIVE SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE SITE, THE USE OF OR INABILITY TO USE THE SITE, OR THE CONTENTS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN PARTICULAR, S&P WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE.

It is your responsibility to evaluate the accuracy, completeness or usefulness of any of the Contents available on the Site. Please seek the advice of professionals regarding the evaluation of any of the information on the Site.

The Site does not represent an offer or solicitation with respect to the purchase or sale of any security.

These Terms of Use are the entire agreement between the parties with respect to its subject matter, and it can be amended only via written agreement by S&P. These terms and conditions shall be governed by the law of New York, without regard to principals of conflicts or choice of laws.

Privacy Policy

Corporate Governance

Legal Information

Patriot Act

Locations

About

Contact

Investors

Careers

City National Bank, Member FDIC, Equal Housing Lender
Copyright © - All rights reserved.
Member FDIC, Equal Housing Lender
facebook
twitter